Uber & Lyft Accidents in Pennsylvania
When an Uber or Lyft crash happens in Pennsylvania, the coverage that applies depends on exactly what the driver's app was doing at that moment.
What you should know
Rideshare companies carry tiered coverage regulated in Pennsylvania: little to none when the app is off, a contingent policy when the driver is available but has no passenger, and up to $1 million in liability coverage once a ride is accepted or a passenger is aboard. Passengers, other drivers, pedestrians, and cyclists can all have claims.
What typically causes them
- Distracted driving while using the app
- Fatigued driving during long shifts
- Speeding to complete more rides
- Unfamiliar routes
- Other negligent drivers
- Impaired driving
Injuries we see
- Whiplash and neck injuries
- Concussions
- Back and spinal injuries
- Fractures
- Soft-tissue injuries
- Internal injuries
Steps to take after a uber & lyft accidents
- 1
Get medical care
- 2
Screenshot the ride details in the app
- 3
Call police for a report
- 4
Photograph the scene and vehicles
- 5
Get the rideshare driver's information
- 6
Consult an attorney to identify the correct policy
Determining the active insurance period is critical and often disputed. Comparative negligence (42 Pa.C.S. § 7102) and your own tort election may also factor in.
You may recover medical costs, lost income, future care, and pain and suffering from the applicable rideshare or third-party policy.
In Pennsylvania, you generally have two years from the date of injury to file a personal injury lawsuit (42 Pa.C.S. § 5524). Missing this deadline usually bars your claim entirely, so it is critical to act well before it runs.
Keep reading before you talk to an adjuster
Don't let a Pennsylvania uber & lyft accidents ruin your future.
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